Going to swerve into your lane here because the problems OP expresses are pretty common across the board.
1) Financial: This is the easiest problem to fix. Lean on your sisters, have them help you get a better job. If you're financially independent, ask some other sisters in the same position what they do for money. So long as it doesn't involve borrowing extra student loan money to pay dues (which is dumb), see what they can do to hook you up.
2) Don't feel a connection. This is your fault as much as it is your organization's. Remember that your membership is not just 4 and done, but it is for life. You might not feel at connection at 9:10 a.m., CDT on December 29th, 2010, but how about April 29th, 2035 when you're on your chapter's advisory board helping a younger sister who was once in the exact same situation you now find yourself in?
This is one of those areas where you truly do get out of it what you put into it. If you don't feel the chapter has reached out to you, reach out to them. I would recommend starting with your pledge class or your big (if you have one). A semester often isn't enough time to find your place in an organization, and as you said, you haven't been involved enough, so that's your fault.
Fixing these issues is doable and not that tough. You're an initiate, so you are wanted. Whether you want to is up to you.
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SN -SINCE 1869-
"EXCELLING WITH HONOR"
S N E T T
Mu Tau 5, Central Oklahoma
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