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Originally Posted by AOII Angel
Exactly. Fraud is an ugly word. I think every person who criticizes could probably look at their own finances and find items they waste their own money on and could stand to save more. Fraud, as you said, implies that they are breaking the law or are unethical at the least. As for her TV, etc., she could sell it, but who knows what someone would pay for it and how long that money would last to pay her bills, rent, etc. An xbox isn't likely to fetch much on the used market. The truth of the matter is that the government doesn't want us to save money. The economy NEEDS us to spend, spend, spend to grow the economy which leads to a large number of people left vulnerable to this situation.
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Caught the tail end of an interesting interview that had someone - a student I thought - who had developed a method for modifying our credit scores to be more than credit scores, but to include saving as well. I thought it was a good idea.