It seems like a fairly shady deal. From what I've found in research, these microlending banks charge ricockulous interest rates on these loans and keep it all. A donor takes all the risk and they get all the profit. I know it's a charity thing, but why not just give directly to charity?
There's value in 'teaching a man to fish' rather than 'giving a man a fish'
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From the SigmaTo the K!
Polyamorous, Pansexual and Proud of it! It Gets Better