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1. That is odd. I have credit keeper that checks all three bureaus and my scores are always different but within a five pt range i.e, experian 706, equifax 710, transunion 708. It's my understanding that they all have their own way of calculating the score, so it seems odd to me they are all exactly the same number.
2. You score is about 40 points higher than mine and I'm never declined for credit so maybe that isn't your real credit score. Not to pry, but if you are maxed out credit wise in relation to your income it could explain why you were denied the line of credit.
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