Well, at least somebody is as outraged as I am...
Thos of you who are saying they arent a thieves due to a technicality of the term -

. If you take something without paying for it, and it was not a gift to you, then it is considered stealing.
If you have money to go to Outback, and boating, and gambling, then you have money to pay your mortgage.
The good news is, thanks to asshats like these, the lenders have finally toughened up to where they should have been all along. Because my husband is not working full time, and only acquired his part time job 3 months ago, the lenders will not count his income as income, Therefore, for us to buy a house, we have to rely on my income alone. By myself, I qualified to a whole $100K. My credit is high (no credit card debt) but I have student loan debt. So as disappointing as it is that I cant look in the 130-150K price bracket that I wish for, at least I know what I'm capable of for now. So I can either get a home at 100K, or I can wait until I have some of these student loans out of the way, or for my husband to graduate and get a full time job so that we can qualify for more.
As hacked off as I am at these irresponsible freaks, at least I know I'm not going to be like them - because I am restricted to what I truly CAN afford, and not just on a dream.