Quote:
Originally Posted by DaemonSeid
Exactly....Kevin for your line of work I understand...but for some random Joe Schmoe out there...that's who I fear.
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For my 'five minute background checks,' I really don't have access to anything Joe Schmoe doesn't. Just the knowhow. Westlaw has some crappy stuff that is part of one of my plans, but it's nothing I can't do with Google for free.
If you want a free site, check out
www.pipl.com.
Now -- as far as some stuff, like credit report and such, I have my info with all three bureaus locked down. In addition to not receiving any credit card postal spam, I know that in the event someone actually did get enough of my details to start to go out and apply for those things, that they couldn't actually get anything because the credit bureaus are locked up until sometime in 2020 -- did this after the Secret Service called me and asked me whether I'd been transacting business in Virginia. Cost me $30.
That said, even if your ID is stolen, insurance and Lifelock are for suckers. You're not responsible for anything you don't buy. Of course, from my perspective, if they tried to sue me for past due debt I didn't transact, a trip to the courthouse wouldn't be a big deal for me.