Quote:
Originally Posted by AOII Angel
But your proposing that everyone should have the same insurance and that is not what Americans want. We all want to choose our own insurance...which may be the policy that the President and Congress enjoy, but it may also be a cheaper policy that only covers catastrophic coverage so that we don't have to pay huge monthly bills for the policy. If health care is to be universal, then every American citizen should be expected to have some level of responsibility towards covering their own insurance needs. Leaving the health care expenses for the nation to the tax payers is ridiculous. Instead of buying expensive electronics and cars, first, we all need to cover ourselves for the very real threats to our health. For those that cannot afford coverage, the government can subsidize policies. I understand that paying for health insurance is an expense that doesn't seem to make sense when you don't make much money and you can't see the tangible benefits. Unfortunately, responsibility mandates that you buy the insurance anyway. I sure hated to pay for it when I lived off of $9000 a year in med school, but I didn't really have much of a choice since it was a requirement for enrollment.
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I am so glad my coverage is through work and it comes out of my paycheck before I even get paid. I also have it set up to take out my car and renter's insurance as well, so it is a real budgeting boon to have that all taken care of so I know a) it is paid b) I am covered c) exactly how much money I have left for other crap. My prescriptions are pretty stable (other than a random illness) and I get my tax return in January so I always set aside enough to cover my deductible.
Furthermore my employer requires you to have our insurance, or show proof of coverage on another plan or you will be charged for insurance. They feel that people without insurance are less likely to go to the doctor, come to work ill, and not only get other people ill, but also have children who are sick longer. We get sick leave and two hours a month for medical appointments, and sick leave can be used to cover time for family member illnesses which most people with kids do.
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