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Several years ago, one of our daughters was at a fraternity party at the lake home of one of the members' grandparents. They made a slip and slide on which you slid down the hill and went up in the air a ways and then down into the lake. Except our daughter--she's really little and she flew further out than anyone else and landed hard on her rear on a mostly submerged stump. Her body started to go numb and luckily, her boyfriend saw what happened and dragged her out before she swallowed any more water.
The fraternity risk people kept calling us, assuring us that they'd pay for all her bills, which amounted to thousands (and they did); they were probably afraid that we'd sue. Once we saw that she wasn't going to have lasting effects, we knew we wouldn't but we could tell that the fraternity was terrified.
Oh, and they left the slip and slide in place and another small girl went down it an hour later--after the ambulance had carried our daughter away!--and she was injured and had to go to the ER too. (She wasn't at the party when our girl was hurt and had no idea what had happened before.) I bet that that fraternity's Risk Management folks were alll over them.
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