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There are areas of Detroit that I avoid at night. I figure if the police won't even go there, then I shouldn't either. And yes, there are a couple areas in Detroit where police and EMS won't go. I live in pretty safe suburbia, but have almost always worked in the city. I took some chances in some scary areas when I was younger, but it left an impression on me and I wouldn't do it again.
While I agree somewhat that when it's your time, it's your time, we don't take certain risks like jumping off of a sky scraper, jumping out of a plane without a parachute, playing Russian Roulette, etc. There's a balance there somewhere. We do tend to get a false sense of security in our own immediate environment, when it's what we're used to, because we HAVE to feel secure in our immediate environment or we wouldn't be able to function.
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