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I can completely understand your situation.. I graduated 5 years ago with a huge loan debt, had bought a car 1 year earlier which my mom was nice enough to pay off and I pay her every month (last car payment will be next month-woohoo!!!!!) and bought a condo. My mother had to pay my rent for first 2 months as I was renting until condo deal went through and she also had to pay my car insurance for a year-she is the most awesome mom and didn't require me to pay her back. I had absolutely no money and for almost 8 years of education was getting paid crap. I could not get a loan b/c of my huge school debt, mom had to cosign(that is great that you do not have to have a cosigner!!!). I am finally climbing out of debt and it feels sooooooo good. I keep getting nice raises every year and invest monthly so I can retire in 10-15 years. There is a huge shortage for vets thank goodness!!!
Hang in there. I know it is very stressful at first but just make a budget and use your money wisely. As I said in another thread I think that buying property is one of the best investments you can make. Plus, it helped me adjust better-knowing the place was mine and I didn't have to rent or move anytime soon. I don't handle change well and absolutely hate to move.
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