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Also, I guess I have to do a little more research myself but I have been hearing reports that Credit Card companies are really starting to jack people. For example, starting early next year (my guess is Feb...after Holiday season), companies will automatically start running card holder's credit, lowering credit limits and jacking up interest rates even if your credit score is (good).
I wonder how bad the credit crunch is going to kill pockets of those with credit cards? Luckily...I have about 2 more payments and my CC debt will be very VERY low...
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