One of my co-worker's (who you think was an aspiring psychologist) sets the age limit both sexes at age 3-4. She explains that it doesn't harm them to see what makes boys and girls different. It also can help deter molestation. If a girl never sees a penis, how is she to know it's not supposed to be exposed to her. A molester can tell her it's anything, but if she shown, she may know that it's "bad".
But I agree with DS82, it depends on the individuals.
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