HELP me PLEASE!!!!

[SAEalumnus]

Originally Posted by jon1856

I said to only give them a copy, NOT the real one.
And mark the copy as I indicated.

If you go to several dealers and hand over your DL, your credit report will get many hits on it.

And that is NOT a good thing.

They can't do that without your consent. Section 606(a) of the Fair Claims Reporting Act [also found in 15 U.S.C. 1681(d)(a)] prohibits the procurement or preparation of an investigative consumer report on any consumer without clearly and accurately disclosing to the consumer that a request for such a report may be made.

[jon1856]

Originally Posted by SAEalumnus

They can't do that without your consent. Section 606(a) of the Fair Claims Reporting Act [also found in 15 U.S.C. 1681(d)(a)] prohibits the procurement or preparation of an investigative consumer report on any consumer without clearly and accurately disclosing to the consumer that a request for such a report may be made.

Very true Brother, but they do.
They hide contrats under the pages in the log book.
And when they walk away with your DL, in order to make a copy of it, they run checks on you.

When my GF was looking at cars several years ago and gave the marked up copy of her DL to salesman, both his face as well as the SM's went white.

And one could even add a note about the Fair Claims Reporting Act to note.

[SAEalumnus]

Wow. That's some seriously shady business.

[jon1856]

Originally Posted by SAEalumnus

Wow. That's some seriously shady business.

While that shop may have an extreme reaction, it played out else where as well.

But we learned a great deal from reading the book by the guy who runs fightingchance.com


And she saved over $4,000 on a new Honda.

[SAEalumnus]

Hmmm... apart from the requirement to clearly and accurately disclose that a report may be run on you, they also have to certify to the credit reporting agency(-ies) from whom they obtain the report(s) that they provided such disclosure to you. So if they're not being totally up front with you by hiding contracts and running your credit on the DL, they're both lying to you and to the credit reporting agencies, which would open them up to all kinds of civil liability. Not good business.