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so to get back to the original point of this thread:
i am a gamma sig so i know at least a few chapters do have social insurance. it could be the case that at your university that chapter does. if you suspect they don't have insurance i'd take it up with IFC and make sure your frat doesn't have a social with them until you are sure on the insurance issue.
gamma sigs have a lot of pride in not belonging to a council, so i don't think any chapter of gamma sig would be trying to "act" like a social sorority. (we were actually invited to join panhel decades ago and declined, just like we did with NPH.) we are just acting like us, and we would never turn down an invitation to be friendly, like an invite to be in greeksing or to cohost a social. i don't think we should be expected to turn it down either, just because we're not on this or that council or don't pay such and such dues. we don't participate in rush or own property (ie houses), so obviously we don't pay dues like yall do.
since gamma sigs are only governed by themselves, we know the other chapters very intimately and can actually speak on what other chapters do. like stated before -- we would know if a chapter had pledges for longer than 10 weeks. not having a governing council obviously results in an amazing ability to self-govern. i trust my sisters all over the country fully when they say we don't haze. our non-hazing policy is almost as central to our sorority as our ideal of service.
so like i said, talk to IFC or the gamma sig chapter about insurance, and maybe think about an IFC policy on "associating" with orgs other than panhel -- although, i hope you don't decide to associate exclusively with panhel, because you will miss out on meeting an amazing array of diverse and remarkable people that way -- and isn't meeting people what greek letter orgs are all about?
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for service and sisterhood we strive.
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