Ok, let me get this straight, does she want to marry this guy? Is that what she means by "serious"? If so, why so early? She's only 22 and he's only 20.
If she isn't thinking about marriage, the guy's education/career goals should be less of an issue. In my opinion, they appear to be somewhat on the same level, I don't think they are very far from each other. Neither of them are completely financially stable yet. Not everyone who has bachelor degrees go straight to a "nice" job. I know several people who has been out of college over a year and still work at Starbucks. I know a couple of people who dropped out of college, started their own business, and is quite successful. This is something you have to judge case by case.
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