Living paycheck to paycheck is getting harder

[DSTCHAOS]

I don't have a retirement plan yet.

Everyone should learn about investments. That goes for people making 25K to people making 250K. Both income and tax brackets can end up broke if they don't invest and work toward accumulating (and eventually being able to pass down) wealth.

I'm never impressed by people's material possessions because these things deppreciate and typically don't mean anything other than someone has a credit card. I knew a dude who had a huuuuuge plasma TV in a crappy economy size apartment. People are so eager to impress and the ability to impress fuels their crappy self esteem.