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05-22-2007, 02:43 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by AlphaFrog
So, if you don't have health insurace, and you have a heart attack, and they refuse to treat you, and you die in the lobby, your family couldn't sue?
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Simple answer?
NO.
If a hospital sees that u have no visible means to pay for treatment they can refuse treatment, in most cases they will get u to sign a waiver...but that still is dependent on state to state laws as well as the facility itself
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Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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05-22-2007, 02:45 PM
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GreekChat Member
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Join Date: Dec 2002
Location: The Ozdust Ballroom
Posts: 14,837
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Quote:
Originally Posted by DaemonSeid
Simple answer?
NO.
If a hospital sees that u have no visible means to pay for treatment they can refuse treatment, in most cases they will get u to sign a waiver...but that still is dependent on state to state laws as well as the facility itself
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Private hospitals can refuse to treat, but public hospitals cannot. And even private hospitals MUST treat in an emergency.
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Facile remedium est ubertati; sterilia nullo labore vincuntur.
I think pearls are lovely, especially when you need something to clutch. ~ AzTheta
The Real World Can't Hear You ~ GC Troll
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05-22-2007, 02:57 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by AlphaFrog
Private hospitals can refuse to treat, but public hospitals cannot. And even private hospitals MUST treat in an emergency.
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and again....the keys here are 'can' and state to state....
Matter of fact let me ask....
Kevin: Where you are, do citizen get charged for the ambulance should they require one?
People in DC and Baltimore City can be charged anywhere from $75 to $150 dollars "service and dischage fee" should you ever require one and bill it to you directly (before they send it to insurance....heh)
__________________
Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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05-22-2007, 02:59 PM
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GreekChat Member
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Join Date: Dec 2002
Location: The Ozdust Ballroom
Posts: 14,837
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Quote:
Originally Posted by DaemonSeid
and again....the keys here are 'can' and state to state....
Matter of fact let me ask....
Kevin: Where you are, do citizen get charged for the ambulance should they require one?
People in DC and Baltimore City can be charged anywhere from $75 to $150 dollars "service and dischage fee" should you ever require one and bill it to you directly (before they send it to insurance....heh)
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I know many places you are charged, but the fee is waived if you are admitted.
__________________
Facile remedium est ubertati; sterilia nullo labore vincuntur.
I think pearls are lovely, especially when you need something to clutch. ~ AzTheta
The Real World Can't Hear You ~ GC Troll
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05-22-2007, 03:11 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by AlphaFrog
I know many places you are charged, but the fee is waived if you are admitted.
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right....
also back to the example about the grandfather being dropped in the hospital:
This is part and parcel why the govt needs to try and look into overhauling the nation's insurance system becuase too many people cannot afford it and too many insurance companies have too many tricks and loopholes for things that they won't cover.
A friend of mine told me this:
One company that she worked for has the following in ther policy
Dependent upon the client company,(like proctor and gamble, muzac, or Verisign) they have a policy where if you go to a covered or non covered ER under the and it's a life threatening emergency, they will cover anywhere from 70% to 100% of the cost
If it's not life threatening, then the most they will cover in some cases will be as much as 50%
and then if you disagree, you have to appeal with the hospital and the insurance company (which can take anywhere from 3 to 6 months by which time they have already sent thie bill to collections) just to get charges reversed.
Slightly off topic: but what i found most intruging is this lil portion of the policy for the company she worked for....
If you are over the age of 50 and you go in for a preventive care colon screening (which a preventive care screening is covered @ 100%) and during the screening, they remove any polyphs or treat you, it then is no longer a preventive and in most cases, they don't tell the patient and the patient doesn't usually find this out until they get a bill in the mail....which then she does her job and case manages the claims.....
So, whatever insurance you have...please read your policy thorughly!
__________________
Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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05-22-2007, 03:17 PM
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GreekChat Member
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Join Date: Dec 2002
Location: The Ozdust Ballroom
Posts: 14,837
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My insurance is refusing to cover my tubal because they say that it's not routine to perform a tubal when performing a ceasarian. My ass it's not. I have at least three friends that had it done.
__________________
Facile remedium est ubertati; sterilia nullo labore vincuntur.
I think pearls are lovely, especially when you need something to clutch. ~ AzTheta
The Real World Can't Hear You ~ GC Troll
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05-22-2007, 03:05 PM
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GC Member
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Join Date: Apr 2007
Location: The River City aka Richmond VA
Posts: 1,133
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Quote:
Originally Posted by DaemonSeid
People in DC and Baltimore City can be charged anywhere from $75 to $150 dollars "service and dischage fee" should you ever require one and bill it to you directly (before they send it to insurance....heh)
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hell daemon, if you were a bit further south in the wonderful Commonwealth of VA, you could be charged more than that...my fiance got a bill for $375. his insurance covered 100 of it...i understand a fee, but my goodness that is a bit much, dont you think?
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SBX our JEWELS shine like STARS...
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05-22-2007, 03:19 PM
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GreekChat Member
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Join Date: May 2007
Location: In a house.
Posts: 9,564
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Quote:
Originally Posted by OneTimeSBX
hell daemon, if you were a bit further south in the wonderful Commonwealth of VA, you could be charged more than that...my fiance got a bill for $375. his insurance covered 100 of it...i understand a fee, but my goodness that is a bit much, dont you think?
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hey, Im in DC and worked in Alexandria for a year.....for an insurance company....LOL...I have heard the stories....matter of fact my new insurance info just came in the mail a week ago, I am still reading thru it...
Anybody ever take a look at Health Reinbursement/ Savings Plans?
If so, please thoroughly check ur policy...u would be surprised the things u have to come out of ur pockets for.
__________________
Law and Order: Gotham - “In the Criminal Justice System of Gotham City the people are represented by three separate, yet equally important groups. The police who investigate crime, the District Attorneys who prosecute the offenders, and the Batman. These are their stories.”
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05-23-2007, 09:40 AM
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GreekChat Member
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Join Date: Jun 2006
Location: Greater New York
Posts: 4,537
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Quote:
Originally Posted by OneTimeSBX
hell daemon, if you were a bit further south in the wonderful Commonwealth of VA, you could be charged more than that...my fiance got a bill for $375. his insurance covered 100 of it...i understand a fee, but my goodness that is a bit much, dont you think?
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yeah, it's cheaper to drive yourself and get a speeding ticket actually
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Love Conquers All
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05-23-2007, 10:17 AM
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GC Member
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Join Date: Apr 2007
Location: The River City aka Richmond VA
Posts: 1,133
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Quote:
Originally Posted by RU OX Alum
yeah, it's cheaper to drive yourself and get a speeding ticket actually
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how sad is that! and if youve been a while without getting a ticket you can get off with driving school...that is, after you have been discharged from the hospital lol
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SBX our JEWELS shine like STARS...
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05-23-2007, 12:50 PM
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GreekChat Member
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Join Date: Jun 2006
Location: Greater New York
Posts: 4,537
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Quote:
Originally Posted by OneTimeSBX
how sad is that! and if youve been a while without getting a ticket you can get off with driving school...that is, after you have been discharged from the hospital lol
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yeah, i would have to go to back to driving school after my legs healed or maybe use the crutch to reach the clutch
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Love Conquers All
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05-23-2007, 12:58 PM
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GreekChat Member
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Join Date: Jan 2006
Posts: 3,255
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I think that bill in Kevin's state is reasonable. It sounds similar to good Samaritan laws...I think if you don't have health insurance/any other way to pay, and you're treated by a doctor, you shouldn't be able to sue for simple negligence. Reckless or gross negligence could be a different story, but otherwise it is placing an extremely high burden on medical professionals without any benefit being conferred upon them.
Of course, maybe exculpatory agreements can eliminate the burden, and maybe they do (I don't have any familiarity with how uninsured patients are treated).
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05-22-2007, 03:55 PM
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GreekChat Member
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Join Date: Dec 2004
Location: 33girl's campaign manager
Posts: 2,884
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Quote:
Originally Posted by DaemonSeid
and again....the keys here are 'can' and state to state....
Matter of fact let me ask....
Kevin: Where you are, do citizen get charged for the ambulance should they require one?
People in DC and Baltimore City can be charged anywhere from $75 to $150 dollars "service and dischage fee" should you ever require one and bill it to you directly (before they send it to insurance....heh)
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Lulz...that's a damn cheap ambulance ride. At my company, your insurance is getting billed around $800-1000. So when you hear me complain about medicare and medicaid abuse it's because of these people who are too damn lazy to take a car to their doctors appointments or the emergency room and just call us. We've had patients (regulars) who had to wait for a ride on one of our busy days and when they got tired of waiting their family came and got them. That kind of shit makes me so angry.
Also Alphafrog is correct-public, state-funded hospitals cannot refuse treatment. Private hospitals can. Here's a nice story for you: guy goes to a Fallon clinic (don't know if you know Fallon at all, but their clinics are infamous in my business, we go there a lot). He has chest pain, all the classic signs of an MI (heart attack). He doesn't have insurance. Nurse tells him there's nothing they can do because he's uninsured. Guy goes home, dead the next day.
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I'll take trainwreck for 100 Alex.
And Jesus speaketh, "do unto others as they did unto you because the bitches deserve it".
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05-22-2007, 03:56 PM
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Super Moderator
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Join Date: Feb 2002
Location: Oklahoma City, Oklahoma
Posts: 18,669
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Free health care is not a right.
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SN -SINCE 1869-
"EXCELLING WITH HONOR"
S N E T T
Mu Tau 5, Central Oklahoma
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05-22-2007, 04:07 PM
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GreekChat Member
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Join Date: Dec 2002
Location: The Ozdust Ballroom
Posts: 14,837
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Quote:
Originally Posted by Kevin
Free health care is not a right.
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Die, poor people, die. We get it. 
__________________
Facile remedium est ubertati; sterilia nullo labore vincuntur.
I think pearls are lovely, especially when you need something to clutch. ~ AzTheta
The Real World Can't Hear You ~ GC Troll
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