Quote:
Originally Posted by OmegaPDPrez
Is R M insurance absolutely necessary?
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Think of it this way. Lets say, someone of legal age drinks at one of your parties. S/he goes home on the bus (per the rules) but then goes to a bar and drinks even more. After that s/he gets in his/her car and drives into a pole.
Even though you followed all of the rules, you organization can still be held liable. IF you don't have insurance, your president and any members also deemed liable can lose their house, and everything they own. We were also told that our president's parents could face the same consequences. (Particularly since college students are still dependents). Your chapter will be shut down.
And that's in a situation where no one in the chapter actually did anything wrong.
It is much better to have the insurance and never need it, than to need it and not have it.
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