Some states allow for a contract to specify that the debtor will pay any reasonable collection fees incurred. When I was treasurer, I always warned people that if they were sent to collections, a 30% penalty (the collection fee of OmegaFi) would be assessed on top of whatever they owed.
I agree, collections is a drastic step, but on occasion, they are a godsend for the overworked (and underpaid) officers.
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SN -SINCE 1869-
"EXCELLING WITH HONOR"
S N E T T
Mu Tau 5, Central Oklahoma
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