Sigma Alpha Epsilon Closes Case Western Reserve Chapter

[SoCalGirl]

Originally Posted by Drolefille

As I understand it, if you follow the risk management procedures of your GLO (such as contacting the appropriate people at HQ) you and your chapter will be covered by their insurance. In a way, this could actually protect you individually.

If you and I are thinking of the same thing re contacting the appropriate people at HQ then my understanding is that it's covered by privilege. Whether or not it's covered by the insurance is up to the insurance company and their understanding of the policy contract.

[Drolefille]

Originally Posted by SoCalGirl

If you and I are thinking of the same thing re contacting the appropriate people at HQ then my understanding is that it's covered by privilege. Whether or not it's covered by the insurance is up to the insurance company and their understanding of the policy contract.

lol I don't know if we're thinking of the same procedures I was just always told that if we followed the risk management procedures we'd be covered. Now it wouldn't surprise me if the insurance company could argue otherwise, but I don't know how broad GLO inurance policies are either.

[SoCalGirl]

Originally Posted by Drolefille

I was just always told that if we followed the risk management procedures we'd be covered.

I always felt unsatisfied with that explanation. It's more like if you don't follow R/M procedures you're screwed way more than you can imagine. If you do follow R/M procedures then maybe the charter won't get pulled.

[Drolefille]

Originally Posted by SoCalGirl

I always felt unsatisfied with that explanation. It's more like if you don't follow R/M procedures you're screwed way more than you can imagine. If you do follow R/M procedures then maybe the charter won't get pulled.

Of course, theoretically if you were following RM procedures the entire time most problems wouldn't happen. But in a hypothetical case where the chapter truly did nothing wrong (such as a party that wasn't advertised by the chapter but something happened) you should be covered. I see what you mean though, and lucky me I'm not in college anymore so I don't have to worry about it

[macallan25]

Come on guys....do yall really go out and party thinking about your national's Risk Management procedures? I dunno, maybe yall do.....which I would find rather silly/ridiculous.

Sorry, I just don't go to friends houses to party or go to the bar thinking about whether or not i'm following RM Procedure. I generally save those concerns for actual SAE events.

I still disagree though with the house thing. How is that any different than going to a bar where there is a group of people in your same fraternity? If some one gets too drunk at a bar and does something stupid.....do you really think an attorney is going to go after the GLO? I can't see that happening in any case whatsoever.

[TSteven]

Originally Posted by macallan25

Come on guys....do yall really go out and party thinking about your national's Risk Management procedures? I dunno, maybe yall do.....which I would find rather silly/ridiculous.

Sorry, I just don't go to friends houses to party or go to the bar thinking about whether or not i'm following RM Procedure. I generally save those concerns for actual SAE events.

I still disagree though with the house thing. How is that any different than going to a bar where there is a group of people in your same fraternity? If some one gets too drunk at a bar and does something stupid.....do you really think an attorney is going to go after the GLO? I can't see that happening in any case whatsoever.

I agree.

And what about family members who are in the same GLO. When they get together - say for someone's birthday or a holiday - would that be considered a GLO event?

I hope someone can clear this up soon. With the holidays coming up, I would like to know if we need to contact IHQ about how much bourbon we are allowed to put in the eggnog.

[macallan25]

hahaha, good point. My dad is an SAE, as is my Grandfather....and I know that some of my dad's pledge brothers that live in my hometown are going to be over at the house. Should we contact nationals and let them know? Man, I hope they don't tell us that we'll have to split up our Thanksgiving dinner due to our house's wine cellar.

[SoCalGirl]

Originally Posted by Drolefille

...and lucky me I'm not in college anymore so I don't have to worry about it

And lucky me I'm not an advisor any more so I don't have to worry either!

[DeltAlum]

Originally Posted by SoCalGirl

And lucky me I'm not an advisor any more so I don't have to worry either!

You bring up an excellent point. When I was an advisor and a division officer, although I knew that the Fraternity had laibility insurance under which I was covered, the way verdicts in lawsuits are going these days, I took out additional blanket laibility coverage myself.

Some fraternal organizations have trouble recruiting alumni advisors and these ongoing Risk Management issues certainly don't help.

Why should I put my financial future at risk for a group of people (chapters) who don't understand, or don't care, the potential problems they are creating themselves?

Even if they are brothers. To say nothing of the problems they may be creating for their parents in some places.