Quote:
Originally posted by Miss. Mocha
Would you have found it tacky if he paid by check?
Personally, I'm not a big credit card person. I try to use them only for reserving hotel rooms, and renting cars.
My reasoning for this is that I hate to be paying months down the line for something I've already used. It trips me out to see people paying for groceries or gas with a credit card. I'm thinking, "Do you realize you're paying interest charges on food you've already eaten/ or gas that you've already driven out of your car three weeks ago?"
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Hey, anything but cash. He just looked terrible flipping through all that money. It was like something out of one of those terrible 1970's pimp movies. All he need was a trashy looking female to stand next to him and the scene would have been set.
I don't LOVE credit cards but I use them often because I want to build my credit history. People often get rejected for car and home loans because they don't have any credit history. It's as debilitating as having poor credit history. Some jobs check your credit history to see if you are reliable. But you only pay interest when you are overdue. I have not been charged interest since I first got my card because I always pay my bill in full and on time.
I like to see a printout of how I spent EVERY DIME. When I have a lot of cash I can never remember what I bought and how much I spent. It also helps when I am overseas so I don't get caught up in the exchange rate mess. I find now that I use my credit and my debit card all the time I spend less.
Besides, walking around with more that $40 in my purse makes me feel funny. My girlfriend lost her purse in the mall once and she was crying because all of her Christmas shopping money was in her bag. I thought to myself "Man if that was me all I'd have to do was cancel my credit and debit card." I might cry about the loss of a good bag though.
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