Quote:
Originally posted by ktsnake
I don't think that they are one in the same.
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You're right. The point is that FIPG or whomever considers them a liability risk and so a chapter probably would not be covered in the case of an accident like those described above.
In terms of "stealing" items, I think you have pointed out in the past that illegal acts are never covered.
It's likely another case where a seemingly harmless activity has been taken to extremes sometime(s) in the past and the reaction has been to defensively ban everything.