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This sounds similar to the male beauty pageant we used to have. We had to collect donations - either money or some type of good - for door prizes and prize packs for the winners. And trust me, I was dirt poor, too! So I know exactly how you feel. What I would do is go around to restaurants with some kind of info on what the ZTAF does and ask them to simply donate dinner for two. You'd be surprised how easy it is to get restaurants to donate food! And if you estimate a $50 value for dinner for 2, you only need to hit up 6 restaurants. Or you can go to a swankier place where dinner for 2 might be in the $100 range. It's an investment of time, but you could do it in one Saturday. And it's cheaper than an investment of money! Remind the restaurant manager that donations are tax deductible and it's good advertising.
Also, if you don't have an "in" with businesses in Miami, hit up people you may know from your hometown. Maybe your mom has a friend who sells Mary Kay who would be willing to donate make-up samples. If you got enough, you could put it all together as a little gift basket. Count what it would be worth if you ordered all the stuff out of the catalog. Meanwhile, it's not costing the Mary Kay lady a ton of money to make the donation.
Hope those ideas work. I know it can be annoying, but there are always ways to get around having to shell out your own cash.
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