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I usually just tell the truth. You don't buy friends, you are paying for social activities. Its little different from an activity fee.
And then I'll illustrate how much more social events that there are versus what the average idependant has available.
Usually the person who says that to you is really being more offensive than inquisitive.
So i'll usually preface what i say with,
"What are you slow or something? Are you saying that people can buy your friendship? I mean if so thats cool. But you agree that you can buy really cool social opportunities and experiences can't you? You pay for dinners don't you? Drinks at a club? Movies? Entertainment in general? Because thats what your dues cover, as well as insurance and stuff."
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