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  #4  
Old 07-03-2005, 01:36 PM
BirthaBlue4 BirthaBlue4 is offline
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Join Date: Apr 2003
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I consolidated through Wachovia. If you pay on time for 12 months, they lower your interest rate by 1%, but I dunno if that was a part of the early-pre June 30 thing or if its always like that. But I don't think they do private loans tho.
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