Update
I got the cover page of the police report today (the full report still isn't finished), and called the other party's insurance company.
Turns out the other party reported it only just today as a solo loss... right about the time when my adjuster's letters would have started arriving in the mail. What's more, her policy doesn't include any liability coverage, so she's in effect an uninsured motorist.
So, let's see.... she get's to face collections from my insurance company, the DMV is going to hear about her not being insured, I'll be having a chat with the CHP about criminal prosecution, and I just bought a couple of books about Small Claims Court procedures for a dimunition of value claim.
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