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after i inherited some money a few years back people have always said that i should think about having one when i get married. but part of me has always felt that if you have one you are going into this marriage thinking that it is going to fail. luckily, i am in no way close to getting married at all so i don't have to worry about that... and my sister, who inherited the same amount as me, is getting married in two months and she doesn't have one. i guess that if it was a hugely significant amount of money then i would think about it, but i don't know if i could approach whoever i was going to marry with one...
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