I always lived on campus.
The norm for undergrads is to live either on campus or in a fraternity/sorority house, most of which are across the river. The bridges are COLD and WINDY in winter... it's walkable, but less than pleasant... so I'm just as glad my sorority was unhoused and I didn't have to make that choice
Most grad students get apartments near campus. There is graduate housing, but it's very difficult to get a spot after your first year. Unfortunately, the neighborhood isn't very safe.
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