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I echo what most others said -- opening new accounts won't improve your credit score until you've had them a while. In fact, every authorized query into your credit history (which happens every time you apply for credit) will actually ding your score. But if you are looking to extend your line of credit before embarking on a year of school, Amex is the way to go. They have long had the most respected and most popular membership rewards program in the world. Plus, if you get a revolve (i.e. credit) card, you can usually get one that has no annual fee. Since you pay your cards off every month, you won't have the worry about paying interest. But if you hit a cash flow crunch during your year of higher education and limited income, you can still carry a balance if you need to. I have a Delta rewards card but my parents rave about their Costco rewards card (big cash back rewards) and I'm thinking of switching to that.
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