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Sorry to crash, I'm not a Pi Phi, but...
When I was a collegian our chapter had what we called "Two Ladies Agreements." You could get a form from the treasurer and bascially make your own payment plan. Of course, it was ideal to all your dues as soon as possible, but this way if you had to plan around when the university sent paychecks, it wasn't a problem. Bills came out at the beginning of the semester. I always paid mine in full on time because otherwise I too would forget, but maybe this is something your chapter could look into.
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