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It's sort of surprising that the chapter thought the insurance company would pay the claim. Didn't everyone get the living daylights scared out of them in risk management sessions about how we would all be personally liable if someone got hurt when we were violating the rules?
I guess this reflects the danger of using scare tactics vs. the more complicated legal truth. And it probably reflects the chapter not having money lying around to pay the woman's claim.
The girl, and Sigma Chi too I guess, is really lucky that she didn't end up with brain damage or break her neck. It sounds like she fell of the loft and landed on her face.
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