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Looking at the FSU website, as far as clothes are concerned, the only vaguely "formal" outfit you would need to wear would be for pref - and they don't even specify cocktail dress. (FSU people, please correct me if I'm wrong) If that has you worried, just buy one from a store that has a decent return policy (like Macy's) and don't take the tags off until you are sure you need it (i.e. till you're sure you are in the pref round).
The other things, like sundresses and capris and nice shoes, are something every 18 year old girl should own, whether you are rushing or not. You can't spend all your life in jeans and sweatpants.
If the dues are what concerns you, ask the Greek life office if any of the groups offer payment plans. The first year is always the most expensive. Also compare what costs of living in the house are as opposed to other housing available on/off campus.
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It is all 33girl's fault. ~DrPhil
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