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I pay $40 for relaxers and $12 for wash/conditions--and I live in a pretty expensive city. I really cannot wash my own hair at all (I've tried and all I can say is that it looks full and thick after I'm done), and I get relaxers done every two months. It's a bit of a luxury to have someone do your hair--but there are other things that I cut back on that most people don't. I bring my lunch from home every day (with rare exceptions), I don't drink coffee, and I also eat my breakfast at home. If I were in serious debt, however, I would be doing my own hair all the time.
I do have to admit, however, that I throw away (actually, putting them in the shredder) some bills without looking at them because I pay them online and monitor the accounts weekly.
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