annice: Are you a student or out in the working world? If you are working a "real" job, I'd suggest putting some of your paycheck into a retirement fund. Maybe you cannot afford to do it now (I can't either, so I sympathize), but I read the other day that if people in their 20's start putting away $1000 a year and continue to do so, they'll have $110,500 by the time they retire. That will buy a sweet condo in FL!
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