Psh, please, do you feel big and bad now? "Shame on you because you have no compassion for people who might just have a case of bad luck."
The fact of the matter is, bankruptcy IS an option, so me voicing my wish that it wasn't isn't going to change anything. So I don't know why you're so offended, it's not like my wish is going to magically come true. (HPRL anyone?) So there ya go, knock yourself out walking in front of a bus and rack up medical debt for all I care. If you can't afford it, good for you, you have options to get your slate wiped clean.
Here's your cited source you asked for. This is just one example of stupidity.
BTW - I love how you people like to insinuate that I said something I didn't. I didnt say there shouldn't be help for people who legitimately need it. However - people abuse bankruptcy, and I think there should be stricter rules about who qualifies, for why, and how. The abusers rack up debt they don't intend to pay, and then play the "woe is me" card, and get it forgiven.
There's a difference in people like the dumb girl in the article I referenced, and people who end up with medical debt they had no control over.
*DBB - Well, I guess you're right. Let's keep bankrupcty around so that there is negotiating power. Oh but wait. If bankruptcy wasn't an option, how would those companies get paid? wage garnishments? Last time I checked, they can only do so much. And you can't put the person in "debtors prison" because the person wouldnt be making any money or have the ability to pay back the debt. So what do you suggest?
Medical debt is ridonkulous anyway. If they have the ability to negotiate and forgive as much as they do, then maybe they should lower the prices in the first place. It shouldn't cost $700 for an asprin while in the hospital.