Quote:
Originally Posted by KSUViolet06
This.
The "omg credit cardz are the devilllll" thing is ridiculous. They really are a great way to build your credit if you're using them responsibly and not treating them like they're "free money."
Credit cards aren't windfall, though. I don't mean to be rude, but I hope you're not planning to finance an NYC move all on credit cards.
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PREACH!! I raised an eyebrow myself when I read that. Quite the dangerous path there....
IMHO credit cards are like alcohol, the only "bad" thing about them is that most people abuse them. I have about 9 credit cards and my main problem is the banks closing some accounts due to lack of activity on my part. I just don't use them. A few of my cards are store cards (Best Buy, Crate and Barrel, Mattress Firm) but I only use(d) them because of the no interest financing they offer. I paid all of them off before the promotion ended and didn't pay a penny of interest. It's kind of nice not having to drop $2,000 in one day. Best Buy is particularly good with 18 months of no interest on most larger purchases.
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