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Old 01-09-2011, 03:53 PM
Drolefille Drolefille is offline
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Quote:
Originally Posted by AOII Angel View Post
Yes, but it is in the best interest of the patient and definitely in the best interest of cost containment (the only interest of the health insurance company) to control these variables which are all markers of future complications. HBP, Diabetes, cigarette smoking and cholesterol are all risk factors for heart disease, stroke, renal disease, peripheral artery disease, which are the biggest preventable costs in health care. Cancer, genetic diseases, auto immune disease, etc are pretty much uncontrollable risks for the insurance companies. If your patient population can't decrease their controllable risk factors, then they potentially cost the company more money. It's one of the ways to distribute cost while also improving health. It came into vogue earlier this decade. Who knows how well it works. Haven't really seen any data, but it puts some of the responsibility of health back with the patient. AGDee's insurance scheme seems a little harsh to me, though.
Yeah as I said, I get it, but I'd argue that those factors are not always controllable. In general they are, but not for everyone.
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