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I lived on UI for about 3 months. Its hard, but there are loads of people who make it on less than 21k a year. Perhaps they are on some type of public assistance. Or getting some external financial help.
Or, living on credit cards, which is awful. I know I did that for a while in between jobs. I'm paying for it hardcore now. But you do what you have to. I'm fortunate that I just have to worry about me and my rent-no mortgage, car note, insurance, childcare, etc. Those are the people who need to worry.
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Do you know people? Have you interacted with them? Because this is pretty standard no-brainer stuff. -33girl
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