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I have lived with my boyfriend for nearly a year now. When we first moved in together everything was split 50/50, even though he makes more than I do. It was just easier for us that way. We later decided to get a joint account. It's worked for us really well. I have my own savings account, with my money, which we have both used for vacations and such, but it's all under my control. I like having my own money, whether it be for fun or for, god forbid, emergancies of any kind.
We're looking at purchasing a house in the next year or 2, and have decided that if we're not married, we''ve both agreed to get a cohabitation agreement dealing with the division of property.
I don't think you can say one way or the other, which works best, it all depends on the couple. Things have worked out great for us, but that's just our relationship.
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