Wal-Mart Ending Its Layaway Program

[Drolefille]

You take your stuff to the counter, and say, i'll put it on layaway, you may have to put X% down. Then each month you pay a certain amount until you pay it off. Often used for Christmas presents. The toy store I worked at would wrap all of the presents and keep them, ready for pickup. It's kind of like having store credit, but you don't get the item in advance.