Quote:
Originally Posted by kddani
I don't know. I was raised to not buy things you can't pay for. Hence why i'm not in credit card debt like many people.
Layaway charges a fee. During the time your stuff is on layaway, there's a good chance that it will get marked down out on the floor.At least when I worked at TJ Maxx in HS, we would not mark down your stuff. Doesn't seem real economical.
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Exactly. I am, however, a big fan of credit cards-- IF you pay them off each month. I like the float. And.. Discover Card Platinum has zero fees (if you don't carry a balance)-- plus you get some really good cash back deals. You can even get gift cards instead-- some of them will even double your cash back. With partners like Crabtree and Evelyn, The Gap, etc.. it's a great deal. They even have a special Gas credit card (you can have more than one type of Discover Card free), you get 5% back on gasoline and car repairs. There's a milage card, and a student card.
https://www.discovercard.com/cardmem...a-card/compare
But, I only recommend this IF you are disciplined and IF you don't carry a balance.
Back to Walmart... Not being a Wal-mart customer, (there are none near me) I don't know much about the store personally, however.. I just did a story on this very subject yesterday.
The bottom line: All is not lost for those of you who shop at Wal-mart. Some of the hot shots in the company say they're working on some alternatives. And-- right now-- if If you're a current Wal-mart credit card customer, there apparently is zero interest offers for six and twelve months.
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