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Originally posted by BetteDavisEyes
I loved this. It made my day to read it. And here I've been wasting my time with flood insurance for my new house. 
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When I lived in Mission Valley, San Diego, CA, I was considering flood insurance because I lived close to the San Diego River... I was on a 500 year flood plane... Anyhoo, I saw the insurance barely covered anything unless the house blew up by a gas main breakage and I'd just happenend to light a match and decided not to pay the extra $500 for flood insurance... And I did this a bit before they had all the El Ninos in 1998...
Apparently, it's the same for earthquake insurance. They won't pay for the house off it's foundation (so I've heard), but if you smell gas, light a match--you will get paid...
And a lot of folks in SoCal last year are really pissed off with Bush because FEMA did nothing with there were all those fires that blazed houses on the backside of OC and San Diego Counties... At least SOME of those folks had some money and could make a claim to replace some similance of a life... But these Gulf folks barely have anything left worth going back to...
At least a portapotty (Honey Bucket) on a septic tank buried in the sand where a full propane tank station is worth $omething in SoCal...
It's a dirty job, but somebody's gotta live in it... I guess
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