Creating a budget

[annice22]

I'm not sure if this belongs in the chit-chat thread but I figure money should be included with career & employment.

I am going to put myself on a budget for next semester. I want to start saving for a rainy day, future, etc. I'm not going to deprive myself of everything but some things like magazines (I buy to many); I'm just going to subscribe to my fav and save money. Clothes: Since it really cold and winter time. I'm not going to buy anymore bar clothes until it warms up (plus I still have shirts that I haven't worn yet). Also, if there is something I want I'm going to save for it instead of just buying it. I'm going to place atleast 5-10% of my pay check into my saving account and place the rest into my checking account. So far that all I can come up with.

Have you created a budget or savings plan? and Do you have anymore tips for saving?

Thanks
Annice