Quote:
Originally posted by agdbirmingham
Are you employed? Does your company offer any kind of 401-k or retirement savings plan?
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In my field (Architecture/Conservation), most of the employers are small businesses that do not offer much in the way of retirement benefits.

Eventually, I will work for a larget company that does offer 401(k) or retirement savings plans, but I'd like to get started now.
Rudey, do you know anything about Vanguard's Target 2045? I know there are others like it, but Vanguard sounds the best for me. It doesn't have a contribution limit like the IRAs do.