I'd go with the frame as well. Getting a good frame is one of those extra, extra things you always say you'll get when you have the money, but you never really do. Jewelry -- you can and will get that on your own if you really want to.
Note: A collegian generally won't have some place to hang their certificate until well after they graduate. You know, concrete walls and all.
Sidenote: I recently discovered that the same people who make the frames for my university's degrees also makes them for my fraternity's shingles.
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