Quote:
Originally Posted by DrPhil
I'm a proponent of having both a joint bank account and separate accounts. It works for those of us who are proponents of it. 
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THIS. One day, my future mister and I will have things we want and things we need. My "needs" shouldn't be funding tickets to the Lakers game. Just like his "needs" should not fund my day at the spa. If you can share EVERYTHING in life and make that work, then that's great. If money is your breaking point and you just can't bring yourself to fuse those, then that's fine if you both feel that way. This is just a third option and I hope whoever I marry agrees.
ETA: Well put, Dee.