Quote:
Originally Posted by Virtual Violet
I believe health care coverage is a right in the sense that all Americans should have the OPPORTUNITY to have health insurance coverage and be able to AFFORD to pay for it and that we are treated FAIRLY when the insurance company has to pay the claims. I'm not expecting anything to be HANDED out to the masses with no personal responsibility to maintain coverage. (Exception: I think all children should have some type of coverage)
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I don't agree with fixed pricing, I'm a big free market economics fan and just don't see a way to do it. You can either socialize it (ick) or put a cap on prices, but if you cap prices than you will just see a benefit cut because in a speculative industry like insurance you have to make enough money to be able to pay out a lot of policies at once if need be. It's further complicated by the fact that insurance companies are themselves insured and if you cap their pricing than you may keep them from being able to afford to be reinsured.
But I agree that we should see some changes in pay out structures, people are treated unfairly by their insurance companies.