Howdy
 

HC I've been MIA?
HC I've missesededed yall?
HC I found out today one of my memberfriends is still just LURKING ?
HC Come out, come out?:p ;) :D :cool:
HC I love this new job?
HC It's prolly cause it's new?:p

HC I gotta go yall?

HC I have this same issue?
HC the only difference is I've never been on a job longer than 15 months?
HC I guess it's not fair to count consulting assignments since they are temporary in nature?
HC still? :(
HC I don't even know what to say to about that?

Re: that darn parade
 

HC I stopped at Wal-mart real quick

HC It was the Wal-Mart that gave the citizens of that community hopehttp://www.click-smilies.de/sammlung...smiley-013.gif

HC A very effeminate checker Skee-Wee'd me (I thought he was a woman at first) http://www.click-smilies.de/sammlung...smiley-045.gif

HC I tried to ignore it

HC He asked me did I hear him

HC I told him no, I didn't

HC I went on and on about

HC This fool wanted me to skee-wee in the middle of the Wal-Mart

HC SMH

HC I've been light weight MIA
HC I got food poisoning y'all
HC *le yuk* *le sigh*
HC I have soooo many HC's and threads to catch up on
HC I'm going back to bed
HC I'll peep back later

HC Woo woo woo
HC Feel better
HC *le sigh*
HC (((((toocute))))

HC (((toocute)))

HC I am depressed
HC I just got my credit score
HC its really bad..
HC I am worthless.. (credit wise, that is.. lol)
HC boooooo
HC le sigh
HC any credit counselors lurking, please pm me!!:(

HC Nikki1920 you need to get a copy of your 3in1 credit report.
HC this shows the full info for all three of the major credit bureaus in one report.
HC you can order it online.
HC next you need to go through it with a FINE TOOTH COMB.
HC then you need to dispute the heck out of every item on your report, including the things that you have no business disputing.
HC track the dates that you mail the letters to the credit bureaus.
HC after 30 days if they have not responded to you either verifying or removing the negative item, they are obligated by LAW to remove the item completely from your credit report.
HC whenever you call the credit bureaus, be sure to track the date, time and name of the person you spoke to.
HC after all of that is done you the credit bureaus are then required to send you a new copy of your credit report.
HC look that over.
HC then you need to figure out how you may want to deal with any remaining negative items.
HC check you yellow pages for a Credit Counseling Center in your area.
HC they are a non-profit association and charge no fees for their services.
HC they can work out a repayment schedule with your creditors.
HC once payments are being made, your credit report should then reflect that regular payments are being made.
HC that whole process is a LONG one...perhaps a couple of months...before your credit report and score should be improved.
HC then check your score again.
HC a score of around 650 and above is considered strong for being approved for loans.
HC I hope this helps!

HC I hope Toocute feels better?

HC Nik-diddy, we're in the same boat?
HC I'm having house buying fever?
HC the way it is now, the only thing I'd be approved for is a doll house?
HC not even a Barbie dreamhouse? LMAO @ myself
HC it's really not funny? HA

HC I was going to let Auntie take the car to work today?
HC I told her she had enough gas to get to work (right up the road about 6 minutes), but that she needed to get gas before she came home?
HC she went out to start the car and it wouldn't crank on the first try?
HC it's because I was parked on a hill?
HC she then panicked saying she didn't want to drive because she might run out of gas and be late to work?
HC she wanted me to drive her?
HC so you want ME to run out of gas? :rolleyes:
HC I got in the car, and it crunk right up?
HC guess it's mama's touch?
HC so I threw some clothes on and took her to work?
HC I was looking a HOOOOOT mess at the gas station?
HC I saw this classmate of mine?
HC you have never seen me move so fast to avoid being seen in your life?
LMAO

hc i'm locking this?
hc i hope no one is posting?
hc if so, you snooze, you lose? :p