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| Welcome to our newest member, MysteryMuse |
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11-30-2004, 02:09 PM
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GreekChat Member
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Join Date: Jun 2000
Posts: 22,590
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FREE Credit Reports Starting 12.1.04
http://story.news.yahoo.com/news?tmp...eathedthisweek
But starting Wednesday, consumers will have a new line of defense against identity thieves. Under a federal law enacted last year, consumers in 13 Western states will be able to order free credit reports from all three major credit bureaus. The rollout will continue across the country through next Sept. 1, when all consumers will be eligible for free annual credit reports.
Consumers still will have to pay for their credit scores, which lenders use to measure the likelihood you'll repay your debts. You can buy your score from any of the three credit reporting agencies. Prices range from $4 to $8.
Monitoring your credit report is one of the most effective ways to protect yourself against identity theft, an insidious crime that often goes undetected until victims start receiving calls from collection agencies about fraudulent accounts. Some victims spend months, or even years, trying to restore their credit.
So true so true. Isht that happened in 2000 is still impacting me in 2004. 
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I am a woman, I make mistakes. I make them often. God has given me a talent and that's it. ~ Jill Scott
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12-01-2004, 02:16 PM
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GreekChat Member
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Join Date: May 2002
Location: VA, VA, wooooo!!!!
Posts: 5,935
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If you live in MD, you can get a credit report free anyway. You can also request a free credit report if you have been denied credit or are a victim of identity theft.
__________________
Easy. You root against Duke, for that program and its head coach are -
and we don't think we're in any way exaggerating here - the epitome of all that is evil.
--Seth Emerson, The Albany Herald
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12-03-2004, 12:45 AM
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GreekChat Member
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Join Date: Aug 2000
Location: Greater Philadelphia Metro Area
Posts: 1,835
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Quote:
Originally posted by nikki1920
If you live in MD, you can get a credit report free anyway. You can also request a free credit report if you have been denied credit or are a victim of identity theft.
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You beat me to it!
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02-11-2005, 05:36 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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Good stuff. California became eligible this past December. I got my copies today.
Credit report
FYI
It actually is free with no strings attached. You don't have to buy anything. You do have to give up the personal info though. It is a secure site and it is authorized by the 3 major consumer credit reporting companies: Equifax, Experian and TransUnion.(Also the BBB).
Clean credit is a *GOOD* thing.
ETA
Keep in mind that you're only allowed 1 set per year.
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Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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10-03-2005, 03:55 PM
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GreekChat Member
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Join Date: May 2002
Location: Where I wanna be
Posts: 4,387
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TTT
All 50 states are now eligible.
__________________
Cause even when I'm a mess
I still put on a vest
With an 'S' on my chest
Oh yes, I'm a SUPERWOMAN
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06-12-2007, 01:11 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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Bringing this back up because I can not stress the importance of having good credit.  (yes, I learned my lesson and now I'm eligible to to be financed to buy a home)
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Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
Last edited by NinjaPoodle; 06-12-2007 at 01:15 PM.
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06-12-2007, 03:36 PM
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GreekChat Member
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Join Date: Jan 2001
Location: CA to VA to MD
Posts: 2,134
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Quote:
Originally Posted by NinjaPoodle
Bringing this back up because I can not stress the importance of having good credit. ( yes, I learned my lesson and now I'm eligible to to be financed to buy a home) |
Congrats!! I know how you feel!!
<<<< in her home going on 5 years 
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We live today, only today and should live it carefully
for all we do, all we say..should kind and loving be!
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06-13-2007, 08:37 PM
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GreekChat Member
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Join Date: May 2000
Posts: 2,431
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Congrats NinjaPoodle! I've been in my house almost 2 years. Homeownership is great!
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But what do I know, I'm just the developer. 
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06-13-2007, 11:24 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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Quote:
Originally Posted by 12dn94dst
Congrats NinjaPoodle! I've been in my house almost 2 years. Homeownership is great!
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Quote:
Originally Posted by treblk
Congrats!! I know how you feel!!
<<<< in her home going on 5 years |
Thanks you guys. When the woman told me how much better my credit score (is) was than I thought, I seriously started tearing up (the middle score is what they take). I've been really good about cleaning up the mistakes I made when I was younger. I keep track of what's on my credit and pay cash (Debit). All my hard work has paid off.
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Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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06-14-2007, 08:12 PM
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GreekChat Member
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Join Date: Jan 2002
Location: MinneSNOWta
Posts: 2,796
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Amen -- having a good credit score is very important!
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12-26-2007, 02:01 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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That time of year again to prepare
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Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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06-20-2008, 08:26 PM
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GreekChat Member
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Join Date: Feb 2000
Location: In my happy place
Posts: 1,664
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*REMINDER*
__________________
It is what it is....
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09-15-2009, 04:27 AM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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Late but always useful
__________________
Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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03-09-2010, 10:49 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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Quote:
Originally Posted by exquizit
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__________________
Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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06-14-2010, 06:36 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,560
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To the top cause we all need to keep on top of our credit!
__________________
Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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