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| Welcome to our newest member, lopezsae |
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02-03-2006, 02:46 PM
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GreekChat Member
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Join Date: Apr 2003
Posts: 3,508
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Credit Union Vs. Bank
Which one do you prefer?
I have an account with a credit union, love it.
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02-03-2006, 02:51 PM
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GreekChat Member
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Join Date: Jan 2001
Location: CA to VA to MD
Posts: 2,134
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I have both. The interest rates at credit unions are way lower than the bank, so I use it to get my car and other home loans. But my bank..my mom can slip some $$ all the way from CA  
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We live today, only today and should live it carefully
for all we do, all we say..should kind and loving be!
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02-03-2006, 02:54 PM
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GreekChat Member
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Join Date: May 2003
Location: Washington, DC by way of South Carolina
Posts: 1,420
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I'm with two credit unions and love them both. The second one gave me a low interest rate on my car loan.
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Zeta Phi Beta Sorority, Inc.
"...and be a friend to man."
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02-03-2006, 03:06 PM
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GreekChat Member
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Join Date: Jun 2005
Location: texas
Posts: 10
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I am currently with a bank. In high school,I had an account with a credit union. but I changed to bank so my folks can slip money into the good ole account and it is so much easier and cheaper to get money out of my account(s)... 
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02-03-2006, 05:11 PM
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GreekChat Member
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Join Date: Dec 2005
Posts: 7
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Definitely credit union. I have accounts with two CU's. I just don't trust banks. To me, CU's are more "for the people," not just out to charge the hell out of you and make more money off you anyway they can.
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02-03-2006, 05:16 PM
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GreekChat Member
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Join Date: Jun 2005
Location: Oaklands, Californiar
Posts: 402
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Neither. I don't trust dem white folks and negroes with MY money.
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02-05-2006, 10:53 PM
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GreekChat Member
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Join Date: May 2002
Location: VA, VA, wooooo!!!!
Posts: 5,935
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So.....
you keep your money under your mattress? 
Funny, I could have sworn that Black people did own and run successful bank chains AND credit unions..
I have two bank accounts and plan on opening another account with my County's FCU. I'm looking to get a car loan in a few years.
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Easy. You root against Duke, for that program and its head coach are -
and we don't think we're in any way exaggerating here - the epitome of all that is evil.
--Seth Emerson, The Albany Herald
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02-05-2006, 11:05 PM
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GreekChat Member
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Join Date: Dec 1999
Location: San Diego, California :)
Posts: 3,973
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I love my credit union. When I first started hearing commercials for "free checking" I was completely confused. I could not imagine anyone paying for checking. I was really surprised when I found out that banks don't give interest on checking accounts. Also, I was shocked when I heard that most banks minimum balance was several hundreds of dollars. My minimum balance is $5.00.
I temporarily had an account with the credit union at work. I learned not all credit unions were created equally. They debited my account for not having any transactions for three months!
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02-06-2006, 12:27 PM
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GreekChat Member
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Join Date: Nov 2005
Location: ZetaLand
Posts: 17
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I have a credit union account. I agree with the service and the lower interest rates. When in undergrad, I did have a bank account so that my parents could put money in it, but after I didn't need them to anymore, I closed the account. For now I'll stick with the CU, especially when it's time to buy my house.
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02-06-2006, 12:37 PM
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GreekChat Member
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Join Date: Jun 2005
Location: Oaklands, Californiar
Posts: 402
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Quote:
Originally posted by nikki1920
So.....
you keep your money under your mattress?
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Yeah, ANNNNNND?
I do NOT think that I'm too good to hide money under mattresses (and table mats). 
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02-06-2006, 12:49 PM
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Super Moderator
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Join Date: Jul 2001
Location: On the beach. Well....not really but near it. :0)
Posts: 13,555
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I used to have an account with Wells Fargo, B of A and then Great Western but they got bought out by Washington Mutual. Every bank I've ever had my money in had nickle and dimed me to death. I joined my ex-jobs credit union in 92 and have been there ever since. I joined another CU last year and love it. I'm done with banks.
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Sigma Gamma Rho Sorority, Inc. ** Greater Service, Greater Progress Since 1922
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02-06-2006, 12:53 PM
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GreekChat Member
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Join Date: May 2002
Location: VA, VA, wooooo!!!!
Posts: 5,935
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Quote:
Originally posted by ShamikaT
Yeah, ANNNNNND?
I do NOT think that I'm too good to hide money under mattresses (and table mats).
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I have NO comment to that... lol....
__________________
Easy. You root against Duke, for that program and its head coach are -
and we don't think we're in any way exaggerating here - the epitome of all that is evil.
--Seth Emerson, The Albany Herald
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02-06-2006, 01:01 PM
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GreekChat Member
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Join Date: Jun 2005
Location: Oaklands, Californiar
Posts: 402
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Quote:
Originally posted by nikki1920
I have NO comment to that... lol....
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Ummm hmmmm, I THOUGHT so!
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02-06-2006, 01:34 PM
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GreekChat Member
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Join Date: May 2002
Location: VA, VA, wooooo!!!!
Posts: 5,935
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*smh*
Education is essential....
__________________
Easy. You root against Duke, for that program and its head coach are -
and we don't think we're in any way exaggerating here - the epitome of all that is evil.
--Seth Emerson, The Albany Herald
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02-06-2006, 01:36 PM
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GreekChat Member
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Join Date: May 2003
Location: Washington, DC by way of South Carolina
Posts: 1,420
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NIKKI COME HERE! *Yanking Nikki out by her ear*
__________________
Zeta Phi Beta Sorority, Inc.
"...and be a friend to man."
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